Experienced Capital. Real Estate Perspective.
KTO Finance is a lending platform formed by The KABR Group and Twin Oaks Equity Partners. Both firms are long‑time owners and operators of commercial real estate, bringing a practical perspective to lending.
Unlike many lenders, our team has firsthand experience acquiring, developing, and operating properties. This background allows us to evaluate opportunities through the same lens as the borrowers we work with.
KABR and Twin Oaks have acquired more than 100 properties, representing millions of square feet of development rights, industrial and office space, and thousands of multifamily units. That operating experience shapes how KTO Finance structures and evaluates loans.
The result is a lending platform designed to move quickly, understand complex real estate situations and align financing with each property’s potential.
| General Lending Parameters | |
| Product Type | Bridge Loans, Acquisition Financing, Debt Purchases |
| Asset Classes | Multifamily, Office, Retail, Industrial, Hospitality, and Specialty Properties |
| Loan Amount | $5,000,000 to $100,000,000 |
| Loan-to-Value Ratio Requirements | Up to 80.0% |
| Interest Rate | Starting at SOFR + 400 basis points |